Free · Private · Updated October 2026

Know what IVF could cost before you start

An honest, itemised estimate for IVF in Pakistan, the UK, the US, the UAE and beyond — the procedure, medication and the add-ons you choose, for the number of cycles you plan, in the currency you think in.

✓ Itemised ranges   ✓ Currency switching   ✓ Sources cited

Illustration of a four-cell embryo beside an itemised cost card
  • Sources citedHFEA · CDC · ASRM · NHS
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  • IndependentNot paid by clinics
  • ReviewedPrices checked October 2026

6 regions

Pakistan, US, UK, UAE, India and Western Europe, in local currency or converted.

9 cost items

Procedure, medication, ICSI, PGT-A, frozen transfer, donors, storage and tests.

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IVF cost calculator

Choose where you will be treated, your age band and the options you want. The itemised range updates instantly.

Build your estimate

Every choice updates the range straight away. Nothing is saved or sent anywhere.

1Where will treatment happen?

2Age band (of the person providing the eggs)

3Number of IVF cycles to budget for
cycle(s) — 1 to 6
4Treatment options (per cycle)
5Medications
6Embryo storage

ItemEstimate
Estimated total

See data sources

Indicative only — not a clinic quote, medical advice or financial advice. Ranges are planning estimates compiled from public sources (listed on the Cost breakdown page) and change with clinic, diagnosis and dose. Always ask for an itemised written quote and speak to a fertility specialist.

What drives the cost of IVF

Four things explain most of the difference between one quote and another.

Where you are treated

Country and city are the biggest price drivers — the same cycle can cost ten times more in one country than another.

Medication

Stimulation drugs depend on age and response, and are often left out of headline prices.

Lab add-ons

ICSI, genetic testing (PGT-A) and embryo freezing each add to every cycle.

Number of cycles

Many people need more than one cycle. Budgeting for one only is why estimates feel too low later.

IVF cost by country at a glance

A typical single cycle with your own eggs. Open the full breakdown for every item.

CountryOne cycle, local currencyIn US dollarsRelative cost
PakistanRs 615,000 – 1,040,000$2,200 – 3,700Low
India₹175,000 – 345,000$2,000 – 3,900Low
UAEAED 23,500 – 39,500$6,400 – 10,800Medium
Spain / W. Europe€5,900 – 11,000$6,800 – 12,600Medium
United Kingdom£5,250 – 9,600$6,900 – 12,600Medium
United States$17,000 – 27,000$17,000 – 27,000High

One fresh IVF cycle with your own eggs: procedure, standard-dose medication, ICSI and first consultation and tests. Excludes PGT-A, frozen transfers, donors and travel. Converted at indicative October 2026 rates.

Example budgets

Illustrative scenarios worked out with this calculator — not real patients, quotes or testimonials.

Illustrative example

Two cycles in Lahore

Age 35–37 · ICSI · one frozen transfer per cycle · 1 year storage

Rs 1,415,000 – 2,420,000

Budgeting for two cycles roughly doubles the bill — but frozen transfers are far cheaper than a new fresh cycle.

Illustrative example

One private cycle in London

Age 38–40 · higher-dose medication · PGT-A · FET · 1 year storage

£8,725 – 15,975

Genetic testing and a higher medication dose add the most here. Ask the HFEA rating for any add-on.

Illustrative example

Two cycles in Dubai, priced in dollars

Under 35 · ICSI · standard medication

$12,700 – 21,100

Converted from AED. Check whether your insurer or employer contributes before you start.

Success rates by age

Cost and success go together: the chance of a baby per cycle falls with age, which is why many people budget for more than one cycle.

Under 3549.7%
35–3736.3%
38–4023.1%
Over 407.7%

Live births per intended egg retrieval using a patient’s own eggs, all cycles started in the United States in 2022. Source: CDC, Assisted Reproductive Technology National Summary (2022). National averages, not a prediction for you or any clinic. Donor-egg outcomes are higher and depend less on age. UK figures: HFEA Choose a Fertility Clinic data.

Common questions

It depends heavily on the country. As a rough guide for one cycle including medication: about PKR 400,000–800,000 in Pakistan, £5,000–8,000 privately in the UK, AED 20,000–35,000 in the UAE, and $15,000–25,000 or more in the US. Use the calculator for an itemised range.

Clinics bundle services differently, medication doses vary from person to person, and add-ons such as ICSI, genetic testing and frozen transfers change the bill. A single number would be wrong for most people, so we show a realistic low-to-high range.

Often not. Medication is one of the biggest items and the one most often left out of headline prices. If your clinic’s quote already includes medicines, choose “Included in clinic package” so they are not counted twice.

Age does not change a clinic’s price list, but it affects how much stimulation medication is usually needed and how many cycles people typically need. The calculator adjusts medication and shows a cycles-to-budget hint for each age band.

Medical and financial disclaimer. IVF Cost Calculator gives indicative planning estimates only. It is not a quote, medical advice or financial advice, and it does not recommend any treatment or clinic. Prices change often and vary by clinic, diagnosis and dose. Always get an itemised written quote from a licensed clinic and discuss treatment with a qualified fertility specialist.

Plan the money side with confidence

Run your own numbers in under a minute, then take an itemised list of questions to your clinic.